We’re guessing you’ve had that moment.
That moment when it hits you that retirement is suddenly much closer than you realized and you aren’t even close to being where you want to be.
You’ve known it for a while, but have been so consumed with navigating life’s demands that it was more like a nagging thought that popped up every once in a while.
“I really need to start thinking more about retirement. As soon as I get past this crisis, I will make up for lost time.”
The crisis might have been health related. It might have been child related. It might have been the Great Recession. Or a job loss. A divorce. Underemployment for an extended period of time. Or the inability to find any job.
Whatever the circumstances, you find yourself just five to fifteen years from retirement. And that nagging thought has morphed into a stomach dropping feeling that makes your head swim with the enormity that you face.
You aren’t alone.
This is happening to many Gen Xers, but you hear very little about it.
The Baby Boomers have been the focus of everything related to retirement for years. The Millenials have their own set of issues, but they are still decades away from retirement.
The Gen Xers, on the other hand, are the middle child who has been constantly ignored. They have graduated into the worst job market, suffered huge losses with the dot com crash and the Great Recession, and find themselves caught between two demographic groups who are louder and more demanding.
Gen Xers were the first who entered the work force as traditional pensions were being thrown over for the fancy new 401k program.
Gen X has born the brunt of quite a few situations.
But there is good news.
There is still time to get on top of your retirement. Even if you are 50 or 55, you can still make significant changes to your life and improve your retirement situation, no matter what it currently is. You might have to scale back your dreams a bit, but even if you make a modest income you can improve your situation.
The important thing is to get started today.
That’s where we come in.
We’re a Gen X husband (1963) and wife (1967) team who desire to help fellow Gen Xers plan for a solid retirement by providing helpful and timely information.
Gen Xers have both unique challenges and opportunities over the next ten to fifteen years before we begin retiring as a cohort.
Information and knowledge are power, but there is so much available that it can be difficult to sort through all of it.
We curate the best information we can find about Gen X and their retirement planning. We aim to share information and ideas to empower Gen Xers every single day.
Gen X Retirement Planning will help fellow Gen Xers get to their retirement in the best possible shape through making wise, incrementally important choices every day.